Because your health can’t wait. If paying upfront isn’t possible, financing can make life-changing equipment and supplies accessible right now. We partner with Mountain America Credit Union (MACU) to offer fast, flexible financing,handled with compassion and privacy.
Who We Help With Financing
Parents of newborns coming home with high-risk medical needs
Keep your focus on bonding and breathing, not bills. We’ll handle the logistics so you can bring your baby home with confidence.
New nursing mothers & postpartum
Access quality breast pump, bathroom supplies without delay. Financing can spread the cost over time while you focus on feeding and recovery.
CPAP users (new and long-time)
Sleep shouldn’t have to wait. Whether you’re starting therapy or replacing equipment and supplies, Manageable monthly payments can keep your treatment on track.
Aging adults and caregivers
From mobility wheelchairs, transport chairs, power scooters to any home safety equipment, we’ll help you get what’s needed quickly and with dignity.
Long-Term Care at Home
One of the most requested financed items is our in-home Hospital Bed Packages. If you need high-quality equipment at home, you have come to the right place. We can help you today.
Every situation is unique. Our team is trained to support urgent needs with empathy and clear next steps.
Why Choose Financing With Mountain America Credit Union
Decisions in Minutes
Decisions in minutes so urgent needs aren’t delayed.
Multiple Options
Multiple options to fit different budgets (promotional 0% offers on select plans when available, fixed-rate personal loans, or a MACU Visa® option).
Up to $30,000
Loan amounts up to $30,000, so larger purchases are possible.
Flexible Terms
Including short-term “buy now, pay later” style plans and multi‑year terms.
Local, Personal Service
Local, personal service with a lender known across the Mountain West.
Reassurance You Can Feel
Our financing conversation is judgment‑free. You’ll always know your total cost and monthly payment before you decide.
How it Works (Simple, Private, Fast)
What You May Need
- Your most recent pay stub for income verification
- If self‑employed: last two years of tax returns
- Additional documentation may be requested based on your application.
Rates & Term Options
- Promotional 0% financing may be available on select plans and timelines (subject to promotional availability and approval).
- Fixed‑rate personal loans with no collateral and no application fee; terms up to 5 years.
- Credit card option (MACU Visa®) may be offered depending on eligibility and fit.
- Current APRs are set by MACU and can change. We’ll show you your exact rate and payment before you decide.
If You’re in a Hurry
- Tell us what’s urgent when you contact us. We’ll prioritize cases like oxygen, mobility needs, or equipment required for discharge from the hospital.
- Most approvals happen fast; if additional review is needed, we’ll outline the timeline and next steps.
Frequently Asked Questions
Will applying hurt my credit?
MACU will review your credit to make a lending decision. If you’d like to understand what kind of credit inquiry applies to your situation, ask your Alpine specialist or MACU during your application.
How quickly can I be approved?
Many applicants receive a decision in minutes. Some applications may take longer depending on the loan type and required review.
What if I lose my job or get sick?
Ask about optional loan relief plans that may cancel payments or your balance after certain covered events (like involuntary unemployment, disability, or death). Details and eligibility apply.
Do I have to be a MACU member?
Membership may be required based on eligibility. If you’re not a member, the application process will guide you.
Can I still use insurance, HSA, or FSA?
Yes, financing can help with amounts not covered by insurance. We’ll help you coordinate benefits and receipts.
Talk to a Real Person
Call us at 801-463-0044, Monday through Friday from 8:30 a.m. to 6:00 p.m. We’re closed on weekends. Prefer Spanish? ¡Hablamos español! You can also text us anytime.
